These Terms of Service (“Terms”) are a binding agreement between you and AM Systems (“Allot,” “we,” “us,” or “our”) and govern your access to and use of the Allot website, applications, and services (collectively, the “Service”). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.
1. The Service
Allot is a personal and household budgeting tool that lets you track accounts, categorize transactions, set goals, and review your finances. The Service is provided for your personal use and is offered on a subscription basis after a free trial period.
2. Not Financial, Investment, Tax, or Legal Advice
Allot is a software tool, not a financial advisor, broker, bank, or tax preparer. Any figures, projections, suggestions, educational content, or AI-generated guidance in the Service are for informational purposes only and do not constitute financial, investment, tax, accounting, or legal advice. You are solely responsible for your financial decisions. Consult a qualified professional before acting on anything you see in the Service.
3. Eligibility and Accounts
- You must be at least 18 years old and able to form a binding contract.
- You must provide accurate information and keep your credentials confidential.
- You are responsible for all activity under your account.
- Notify us promptly at support@allot-app.com of any unauthorized use.
4. Trials, Subscriptions, Billing, and Cancellation
- Free trial. New accounts receive a 30-day free trial of Pro features. No payment is required to start the trial.
- Paid plans. After the trial, continued use of the Service requires a paid subscription. Plan features and prices are shown at sign-up and in your billing settings.
- Auto-renewal. Subscriptions renew automatically at the end of each billing period until cancelled. You authorize us and our payment processor to charge your payment method on each renewal.
- Cancellation. You may cancel at any time from your account settings. Cancellation stops future renewals; it does not retroactively refund the current period unless required by law.
- Price changes. We will give you reasonable notice of any price change before it takes effect.
- Payments. Payments are processed by a third-party payment processor (Stripe). We do not store full card numbers on our servers.
5. Your Data and Content
You own the financial data and content you enter into the Service (“Your Data”). You grant us a limited license to host, process, and display Your Data solely to operate and improve the Service for you. We do not sell Your Data. Our handling of personal information is described in our Privacy Policy.
6. Connected Accounts and Third-Party Services
The Service may let you connect external financial accounts through third-party providers (for example, bank connections via Plaid) and may rely on other third-party services. Your use of those providers is also subject to their terms and privacy policies. We are not responsible for the accuracy, availability, or actions of third-party services, and connectivity may be interrupted for reasons outside our control.
7. Acceptable Use
You agree not to:
- Use the Service for any unlawful, fraudulent, or harmful purpose.
- Attempt to gain unauthorized access to the Service, other accounts, or our systems.
- Interfere with, disrupt, overload, probe, or reverse-engineer the Service.
- Resell, sublicense, or commercially exploit the Service without our written permission.
- Upload malicious code or infringe the rights of others.
8. Intellectual Property
The Service, including its software, design, and branding, is owned by AM Systems and protected by intellectual-property laws. Except for the rights expressly granted to you here, we reserve all rights. “Allot” and our logos are our marks and may not be used without permission.
9. Disclaimers
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the Service will be uninterrupted, error-free, or that any data, calculation, or projection is accurate or complete.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, AM SYSTEMS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE SERVICE IN THE TWELVE MONTHS BEFORE THE CLAIM OR (B) USD $100. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
11. Indemnification
You agree to indemnify and hold harmless AM Systems from any claims, damages, and expenses (including reasonable legal fees) arising from your misuse of the Service or your violation of these Terms or applicable law.
12. Termination
You may stop using the Service and delete your account at any time. We may suspend or terminate your access if you violate these Terms, fail to pay, or if we discontinue the Service. Upon termination, your right to use the Service ends; sections that by their nature should survive (including ownership, disclaimers, and limitation of liability) will survive.
13. Changes to These Terms
We may update these Terms from time to time. If we make material changes, we will provide reasonable notice (for example, by email or an in-app notice). Your continued use of the Service after changes take effect constitutes acceptance.
14. Governing Law
These Terms are governed by the laws of the State of Indiana, USA, without regard to its conflict-of-laws rules. You agree to the exclusive jurisdiction of the state and federal courts located in Indiana for any dispute not subject to arbitration or small-claims court, to the extent permitted by law.
15. Contact
Questions about these Terms? Contact us at support@allot-app.com.