Zero-based budgeting

Give every dollar a job.

Allot is calm, zero-based budgeting for real life. Assign your income to envelopes, cover overspending in a tap, and always know exactly what your money is for.

No card to start. No ads. Cancel anytime.

Ready to assign
July paycheck
$0.00
Every dollar allotted
Rent$1,500
Groceries$600
Car & gas$320
Savings$700
Fun$180
$4,200 income → 5 envelopes. Nothing left unassigned.

Most budgeting apps just show you where the money went. Allot decides where it goes before you spend it.

Everything you need to run your money

One clear place for the plan, the spending, and the payoff.

Give every dollar a job

Zero-based envelopes. Assign income to categories until nothing's left floating — you always know what money is for.

Cover overspending in a tap

Spent too much on dining? Pull the difference from another envelope right where you see the red. No spreadsheets.

A real plan for debt

Add a card or loan, set your APR and a payoff date, and Allot shows the exact monthly payment to hit it.

Transactions import themselves

Connect a bank, or let Allot read your bank alert emails and texts — charges land ready to categorize.

Native iOS, widgets included

A real SwiftUI app with home-screen widgets for net worth, debt, cash on hand, or your favorite categories.

Private by design

No ads, no selling your data. Your budget is yours — Apple-first, with everything encrypted at rest.

Three steps to a zero-based budget

1

Add your accounts

Checking, savings, cards, loans. Enter balances once; Allot tracks the rest.

2

Give every dollar a job

Assign your income across envelopes until Ready to Assign hits zero.

3

Spend with confidence

Watch each envelope, cover overspending instantly, and end the month in the black.

Simple, honest pricing

Start with a 30-day free trial. Pick a plan when you're ready.

Starter
$4.99/mo

Core envelope budgeting for one person.

Most popular
Pro
$9.99/mo

Everything, plus automation, reports, sharing, and the AI advisor.

Pro Annual
$99/yr

Pro, billed yearly. Two months free.

Your money, with a plan.

Join people who stopped wondering where it all went and started telling every dollar where to go.

Start your free trial